Fee Schedule
 

The following fees may be assessed against your account.

 @Home Financial Services 
FREE
eStatements
FREE
Bill Pay
*FREE
Debit Card
**FREE
Checking
**FREE
Member ID Replacemnt Cards
$0.50
Box of Checks                      (cost depends on style of checks)
Telephone Transfers
$0.50
Check Negotiation Fee (based on share account balance)
$    0.00 to $100.00
$3.00 per check
$100.01 to $500.00
$2.00 per check
Non-member (Daily limit $1000.00 cash)
$5.00 per check
Teller Check Fee 
$1.00
   Replacement Teller Check
$5.00
Money Order Fees
Credit Union
$1.00
Early Withdrawls 
Holiday Club Account
$5.00 per $100
Property Tax Account 
$5.00 per $100
Direct Presentment Fee (3rd Party)
$25.00
Travelers Cheques Fees
Traditional
$1.00 per $100
Cheques for Two
$2.00 per $100
Foreign Travelers Cheques / Currency Fee
(delivery fee extra)                               
$15.00 / Order
Gift Cards
   VISA Gift Card
$3.00
Deposited items returned unpaid fee        
$29.00
Replace lost credit/debit card fee
$10.00
Change or reissue credit/debit card PIN
$5.00
MasterCard Cash Advance Member
FREE
MasterCard Cash Advance Non-Member
$10.00
Overdraft & Nonsufficient Funds Fees
Overdraft Transfer fee (per item) 
$5.00
Nonsufficient Funds fee (per item)
$29.00
Courtesy Pay fee (per item)
$29.00
Return fee (per item)
$29.00
Stop Payment Fee
    One Item
$18.00
    Series
$29.00
    Removal of stop payment
$10.00
Account Related Services
Account activity statement fee (per month)
$5.00
Account balancing/research fee   $25.00 per hour ($25 min.)
Closing Account w/in 1st 6 months
$25.00
Re-open any account type 
         w/in 6 months of closing
$25.00
Mandatory account closing
$50.00
Electronic Exceptions Manual Posting    
$29.00
Payroll Distribution Manual Adjustments
Prior to Posting
$5.00
After Posting
$15.00
Address Change fee not Reported by Member
$5.00
Wire Transfer Fees
Incoming Domestic / Foreign
$5.00
Outgoing Domestic
$15.00
Outgoing Foreign
$65.00
Western Union
$35.00
Reversal/Return
$50.00
Copy Fees
Checks (per item)
$5.00
Statements (per item)
$5.00
Photocopies (per copy)
$0.25
Fax (1st page)
$2.00
Fax (each additional page)
$1.00
Pay-off Quote Fax Fee
$15.00
Coin Counting Non-member
10% of coin total
GEM Club Members (60+ years old)
Checks (2 boxes per calendar year)
FREE
Money Orders
FREE
Traveler's Cheques
FREE
Pohotcopies
FREE
Telephone Transfers
FREE
Inactive Account Fee
$5.00 per month
This fee will apply if your account becomes inactive for a period of 6 months.
*Bill Pay is available with checking and @Home Financial Services access and is FREE with eStatements and a Debit Card, up to 10 bills per month.  There is a $5 monthly fee for bill pay on accounts that do not carry these added relationships.  Any bill pay account exceeding 10 bill payments per month will be charged $0.35 per bill in excess of 10.
**These services are FREE but may incur additional charges for certain types of transactions, such as overdrafts, and ATM fees. 
 
(03/2008)

     
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