Miller Electric Credit Union (MECU) is committed to making available financial products and services that will enable you to meet your financial needs and reach your financial goals. Protecting personal information and using it in a manner consistent with your expectations and all related rules, laws, and regulations is a high priority for MECU.

To ensure that you can rely on the quality of products and services MECU make available, your credit union stands behind the following privacy policies:

• MECU will collect only the non-public information that is necessary to conduct business. “Non-public information” is defined as that which is not normally available to the public through open records but is necessary to provide competitive financial products and services including information which we:
  • Receive from you on applications or other forms.
  • Collect from your transactions with us or others.
  • Request from a credit reporting agency.
  • Obtain when verfying information.
    
    
• MECU will protect your personal information.
  • MECU will maintain strong security controls to ensure that your information in our files and computers is protected.
  • Where appropriate, MECU will use security coding to precent unauthorized access to your personal records, to ensure accuracy and integrity in all communications and transactions, and to protect your confidentiality.
  • Employees and others will only be given information on a need-to-know basis.
    
    
• MECU will provide you with access to your private information.
  • You will have the opportunity to review your information and make necessary changes to ensure that our records are complete and accurate.
  • Access will be arranged during regular office hours at a mutually agreed upon so as not to inconvenience other members.
  
  
• MECU will only share information about you and former members when absolutely necessary or disclosures to other nonaffiliated parties is permitted by law, such as:
  • When sharing is necessary to administer the products and services.
  • When we are required to do so by the regulatory bodies.
  • When the Board of Directors decides to partner with other businesses to offer you a broader array of products and services.
  • When we have a joint marketing agreement or to companies that perform marketing services on our behalf.
  
  
• MECU will partner only with businesses that follow strict confidentiality requirements.
  • Partnering businesses will only be selected if they can offer products designed to enhance your economic well-being.
  • Under no circumstances will MECU authorize these firms to change or access any of your accounts without your written consent nor to provide information to third parties.
  • MECU will not sell your information to telemarketing firms.
    
    
• MECU will offer you a choice on how your private information is to be used.
  • Any member of MECU may elect to keep non-public information (”opt out”) from being shared with business partners unless it is required for normal business activities such as credit reports, statement processing, check processing, etc.
  • MECU will inform you of how to exercise your choice, namely, by calling our office during regular hours.
  • MECU will take reasonable steps to make sure your requests are followed.
  • At least once a year, MECU will remind you or your right to “opt out.”


• MECU is committed to protecting the privacy of its members. Members can help by following these simple guidelines:
  • Protect your account numbvers, plastic card numbers, PINs (personal identification numbers) or passwords. Never keep your PIN with your card, which can provide free access to your accounts if your card is lost or stolen.
  • Use caution when disclosing your account numbers, social security numbers, etc. to other persons. If someone calls you explaining the call is on behalf of the credit union and asks for you account number, you should beware. Official credit union staff will have access to your information and will not need to ask for it.